If you reconciled your account last month and this month you came to reconcile and the beginning statement balance this month does not match the ending statement balance from last month there are a limited number of possible causes. Moneydance will automatically calculate the proper Initial Balance. For example if your current credit card balance is 1476.62, and the balance shown in Moneydance is 27.65, then enter 1476.62-27.65 (use the minus sign) in the Initial Balance field and hit enter. You can enter mathematical equations in the Initial balance field in the credit card account to calculate the amount it should be. To change the Initial Balance of the account, open the account register and go to Account->Edit Account. To change the Beginning Statement Balance, you'll need to adjust one of these variables. Initial Balance of the Account + Cleared Deposits - Cleared Payments The 'Beginning Statement Balance' on the reconcile window is a calculated value, which is Please refer to the more recent knowledge base articles on this page